Ultimately, wealth management is the core of what we do.  We often answer questions about the difference between asset management and wealth management.    While asset management focuses on investments, wealth management encompasses a much broader view of an individual’s, family’s or business owner’s financial life.   While wealth management includes asset management, it helps us view how everything fits together, take advantage of all your options, and implement, monitor and adapt through life’s changes.

Wealth management assists you answering questions like:
  • Will my current spending, saving and income strategy be enough?
  • Will my investments meet my needs and family’s needs now and for the rest of my life?
  • Can I reduce my income taxes now and in the future?
  • If something were to happen to me will, my family be able to put everything together?
  • Do I have a tax strategy in place now and in retirement in place, and how do I know its working?
  • I’ve saved all, my life, how do I manage these income sources without being taxed too much?
  • If married, should we retire at the same time?
  • How does social security work and when should we take it?
  • How should I manage my employer benefits such as retirement plans, pensions, restricted stock units (RSUs), incentive stock options (ISOs), and Employee Stock Options?
  • Am I (we) accounting for our health, now and in the future?
  • I just divorced, what do I do now?  Will my children and I be OK?
  • Am I prepared for life’s emergencies?
  • Should I refinance my home, make extra payments or pay it off completely?
  • If a business owner, how do I make my business work for me and my family?
  • What happens to my business when I am ready to retire?
And includes services like:
  • Retirement Planning
  • Tax Planning
  • Net Worth Assessment and Budgeting
  • Investment Management
  • Legacy Planning
  • Estate Planning
  • Protection Planning